A Full Guide to Boating in New Jersey

New Jersey, nicknamed the Garden State, has stunning coastlines, serene lakes and picturesque rivers. The state offers diverse boating experiences for enthusiasts of all levels. Yet, it is essential to learn the boating laws, safety tips, popular destinations and the impact of docks when boating.

This article addresses all these considerations to prepare you for an exciting and safe adventure. So grab your life jacket, fuel up your boat, and dive into the ultimate guide to boating in New Jersey!

Boating Laws in New Jersey

New Jersey has adopted international and federal standards for vessel operation and equipment. These standards and best practices are codified into state legislation, and specific towns and cities have additional local ordinances. The laws are comprehensive, covering areas such as:

1. Requirements for a boat license
2. Registration of vessels
3. Required safety equipment
4. Operator responsibility
5. Security measures

Compliance with New Jersey boating laws is essential for many reasons, including:

1. Safety of All Boaters

Adhering to boating laws helps reduce the likelihood of accidents and injuries on the water. Safety regulations, such as the requirement for life jackets, are designed to protect everyone on board. Sailing sober promotes responsible behaviors, and learning the emergency protocols can help save lives. Knowing the navigational rules can also prevent collision, ensuring boaters safely share the waterways.

2. Environmental Conservation

Many regulations focus on protecting the environment. A classic example is the Clean Water Act (CWA), which regulates the discharge of pollutants into waters of the United States. Compliance helps maintain clean and healthy waterways for wildlife and future generations. Responsible boating practices, such as adhering to no-wake zones, also minimize environmental disturbances and protect vulnerable aquatic habitats.

3. Enhancing the Boating Experience

When all boaters follow the rules, it creates a more enjoyable and respectful atmosphere on the water. This can reduce conflicts and enhance recreational experiences. Adhering to boating laws also promotes a culture of responsibility among boaters, encouraging everyone to look out for one another and the environment.

Compliance helps avoid fines, license suspension and other legal repercussions. The New Jersey State Police (NJSP) and other peace officers enforce the New Jersey boating laws. The U.S. Coast Guard (USCG) has enforcement authority on federally controlled waters. Generally, officers can stop and board vessels to check compliance with state and federal laws. Refusing to follow lawful directives is illegal.

Who Can Operate a Boat in New Jersey?

First, under New Jersey law, a person aged 13 but less than 16 can operate:

1. A vessel solely powered by an electric motor
2. A power vessel that is 12 feet or longer and powered by a motor or combination of motors less than 10 horsepower.

However, they must complete a boating safety course approved by the NJSP.

Second, boaters aged 16 and above, born in 1979 or later, must also complete a boating safety course, but they can operate any power vessel after getting the certificate.

Also, out-of-state residents in New Jersey for less than 90 days satisfy the education requirements if they hold certificates issued by their state or country or written proof evidencing the completion of a course substantially similar to the approved boating safety course in New Jersey.

How Do You Get a Boat Safety Certificate?

The following steps should help you get your boat safety certificate:

1. Choose a Boat Safety Course

Research a state-approved boating safety course online or through local organizations. The course provider may offer in-person classes supported by online resources. Enroll in a course that fits your schedule and pay the required fees.

2. Complete the Boating Safety Course

Participate in the required sessions, which typically cover boating laws, safety equipment, navigational rules and emergency procedures. You must pass an exam at the end of the course. The course could be one or two days:

• One-day course: The program must be at least eight hours long, including the time for the test. Typically, the instruction is seven hours, and the test is one hour.
• Two-day course: The program must consist of instruction, written homework and a test, totaling at least eight hours. The instruction must be at least six hours.

The state must approve all written materials and videos used in the course.

3. Obtain the Boating Safety Certificate

You will receive your boating safety certificate after completing the course and passing the exam. The certificate does not expire and serves as proof of your completion of the required course.

What Are the Requirements for Boating on Non-Tidal Waters?

Persons boating on non-tidal water — where the tide does not change — must obtain a non-tidal boat license. Exemptions include:

1. Using a vessel powered by a motor with less than one horsepower or a 12-volt electric-powered motor.
2. Using a vessel that is 12 feet or greater in length with less than 10 horsepower.
3. Competing in an authorized race with a duly issued permit.
4. Boating as an out-of-state resident with written proof evidencing the successful completion of a course substantially similar to the approved boating safety course.

Remember, a boating safety certificate does not replace a non-tidal boat license because they differ. You only need the boating safety certificate when boating on tidal waters, such as the ocean or bay. However, you need both a boating safety certificate and a non-tidal boat license to operate on non-tidal waters, such as lakes. The Motor Vehicle Commission (MVC) issues the non-tidal boat license.

How to Get a Boat License in New Jersey

The following steps should guide you in getting your non-tidal boat license:

1. Complete a boating safety course and obtain the required certificate.
2. Visit the nearest MVC facility with your boat safety certificate.
3. Persons under 18 must present a letter with parental or guardian consent.
4. Pay the license fee.
5. Obtain the boating license.

You can renew the license by following steps 2-5. As mentioned earlier, the boating safety certificate does not expire.

New Jersey Boating Registration

Generally, you must register your boat with the MVC before using it on state waterways. The boats exempted from this requirement include:

1. Boats based outside the state or operating less than 180 consecutive days
2. U.S. public vessels
3. Foreign vessels
4. Lifeboats
5. Racing vessels with a permit from the NJSP
6. Dinghy or tender used solely for direct transportation between a boat and shore
7. Non-motorized watercraft used on ponds and small lakes on private property
8. Non-motorized inflatable devices, racing shells, surfboards, dinghies, kayaks and canoes
9. Non-motorized vessels less than 12 feet long

Boats longer than 12 feet must be titled and registered following the steps below:

1. Complete the universal title application and application for boat registration.
2. Provide the relevant documents, including the identification documents, manufacturer’s certificate of ownership and title.
3. Boats from states without title must be accompanied by a notarized bill of sale and proof of ownership from the seller, such as a registration card, certificate of ownership or an affidavit for the certificate of ownership.
4. Include the names and addresses of the lien holders for financed boats. The original title is usually sent to the lienholder.
5. Submit the documents to the MVC.
6. Pay the required fee.
7. Obtain the title and registration certificate.

When registering homemade boats, attach the following documents to the title and registration application forms:

1. Identification documents, such as birth certificate or passport
2. New Jersey driver’s license
3. Original receipts of parts purchased
4. A notarized document outlining the construction details
5. HIN investigation report form completed by the NJSP

Boats 12 feet or shorter and documented vessels do not require a title but must be registered. The process is similar, but you do not have to complete the title application form. You must renew your registration annually.

New Jersey Boat Insurance

Boat insurance is optional in New Jersey, although some private marinas and docks may require you to have coverage. Insurance is essential because it protects your investment, giving you peace of mind when on the water. There are many coverage options, including the following:

• Liability coverage: Boat insurance can help cover legal costs and settlements if you accidentally injure another person or destroy their property. Coverage can also extend to medical payments.
• Physical damage coverage: Boat insurance may cover vessel damage caused by collisions, vandalism, fire or natural disasters, or losses due to theft. Others also cover equipment on the vessel.
• Watersports coverage: This coverage pays for medical bills arising from accidents during on-the-water sports, such as water skiing and water tubing.
• Wreckage removal coverage: The insurer may pay to remove your boat from the water if it sinks.
• Pollution liability coverage: This coverage covers the cost of cleaning up spilled fuel, oil or other substances. 
• Towing and assistance: This coverage is for towing services if your boat breaks down.

Choosing a suitable boat insurance plan can be challenging, but doing the following can help:

1. Assess Your Needs

Consider the type of boat you own and its value. Also, determine how often and where you will use the boat. This assessment will guide you in selecting the coverage you need. For example, besides the standard coverage like liability and property damage, you may learn whether towing or environmental liability coverage is necessary.

2. Compare Different Policies

Shop and obtain quotes from several insurance providers to compare coverage options and premiums. Research insurers and read reviews to gauge their reputation for customer service and claims handling.

3. Determine the Cost

Boat insurance costs vary depending on the provider and coverage type. The following also play a crucial role:

• Boat details: The make, model and year are instrumental. Generally, older, larger and more expensive boats attract higher premiums.
• Boating experience: Boaters with more experience may pay lower premiums compared to newer boaters.
• Boater’s age: Generally, older boaters pay lower premiums than younger boaters.
• Claims history: Previous boating accidents and claims can impact the insurance cost.

4. Understand Coverage Limits and Deductibles

Ensure that the coverage limits meet your needs and adequately protect your investment. Choose deductibles that you are comfortable with, balancing lower premiums with potential out-of-pocket costs in the event of a claim.

5. Inquire About Discounts

Discounts can lower your insurance rates, saving you money. Insurers offer different types of discounts, including the following:

• Safety course discounts: Some insurance providers offer discounts for completing a boating safety course.
• Multi-policy discounts: The provider may allow you to bundle boat insurance with other policies to reduce costs.
• Multi-boat discounts: If you have multiple boats, you may insure them with one provider to reduce the costs.
• Original owner discounts: Original boat owners may get discounts on their boat policies.

6. Review the Policy Terms

Review the policy terms and conditions, including any exclusions and limitations. If you have any questions or need clarification, ask the insurance provider or agent. After that, you can sign the contract and make the necessary payments.

Popular Boating Destinations in New Jersey

New Jersey has diverse boating destinations featuring stunning lakes, rivers and coastal waters. Here are places you can explore and activities you can do:

1. Barnegat Bay

Barnegat Bay is a large estuary located along the central Jersey shore. It is known for its picturesque views, calm waters and abundant wildlife. The spot is ideal for activities like fishing, swimming and water sports. You can also relax and watch birds and other wildlife. 

2. Lake Hopatcong

Lake Hopatcong is New Jersey’s largest freshwater lake in Morris and Sussex Counties. It is known for its scenic beauty and vibrant community. The lake has several marinas and boat ramps for easy access. It is ideal for fishing, swimming, dining and entertainment. 

3. Delaware River

Delaware River is the longest free-flowing river in the Eastern U.S., running along the western border of New Jersey. It offers a mix of tranquil waters and exciting rapids, making it a popular destination for various boating activities. The calmer sections are ideal for paddling canoes and kayaks, while the adventurous sections are suited for tubing and rafting during the warmer months. It is also known for fishing and historical exploration.

4. Sandy Hook Bay

Part of the Gateway National Recreation Area, Sandy Hook Bay is a beautiful location for boating. It offers stunning views of the New York City Skyline and the Atlantic Ocean. The spacious waters make it suitable for sailing and motorboating. You can enjoy fishing or beach activities like picnicking, swimming and sunbathing. 

5. Round Valley Reservoir

In Hunterdon County, Round Valley Reservoir is a stunning reservoir known for its clear waters and scenic surroundings. It is suited for non-motorized boats, such as kayaks and canoes. You can also swim and fish at Round Valley Reservoir or bike and hike in the surrounding parks.

Essential Safety Tips When Boating in New Jersey

The following can help keep you and other boaters safe:

1. Safety Check and Equipment

Conduct safety checks on our boat and ensure you have the necessary equipment on board. These include:

• Personal flotation device (PFD): Ensure you have a USCG-approved PFD or life jacket for each person on board. The PFD must be the correct size and type. Generally, children under 13 must always wear a life jacket when the boat is in motion.
• Fire extinguishers: Have an adequately sized fire extinguisher accessible on board. Check the expiration date and ensure it is in working order.
• Sound signaling devices: Equip your boat with a whistle or horn to signal your presence to other boaters.
• First aid kit: A well-stocked first aid kit is essential for treating minor injuries.
• Emergency equipment: Carry emergency equipment, such as a throwable floatation device or visual distress signals like flares and electric distress lights.

Also, check the weather before going out on the water. Pay attention to the wind speed, wave height and changing patterns. Be prepared to return to shore if conditions worsen. Remember to bring sunscreen, sunglasses and hats to protect against sunburn. 

2. Obey the Navigational Rules

When boating in New Jersey, comply with the maritime rules, including the following:

• Navigational lights: Ensure your navigation lights function correctly, especially if you plan to be out after dark.
• Speed limits: To avoid accidents, maintain the proper speed limit when boating. Slow down when necessary, especially in the no-wake zones.
• Assistance during accidents: If you’re involved in an accident, assist the others involved without causing further injuries or damage to their vessels. 
• Boating under the influence: Boating under the influence of drugs and alcohol is illegal. If you operate a boat with a blood alcohol concentration (BAC) rate of 0.08% or more, you may face sanctions like fines and license suspensions.
• Reckless operation: Avoid operating the boat carelessly, such as unnecessarily endangering yourself, passengers and other boaters.

What Is the Role of Docks in Boating?

Docks are essential structures in boating. They provide many benefits, including the following:

• Safe access: Docks provide a stable platform for boaters to board and disembark from vessels, reducing the risk of accidents. Docks also facilitate the easy loading and unloading of equipment and supplies. 
• Protection for vessels: Docks offer a secure place for boats to be moored, preventing scratches, dents and other damage to the hull and sides.
• Enhancing boating experience: Docks serve as gathering places for boaters, providing opportunities to socialize and network. 

There are several things to consider when building a dock, such as:

• Location and design: Assess the water depth to ensure that the dock is designed for safe access, especially during low tide. Consider the effects of currents and waves on the dock’s stability and design.
• Materials: Choose the material with the most benefits. For example, plastic docks can withstand rot and corrosion and are easier to maintain than wooden docks.
• Environmental considerations: Ensure that the dock design minimizes disruption to local ecosystems, including fish habitats and aquatic plants. Also, check local regulations and obtain necessary permits to ensure compliance with environmental laws and zoning regulations.
• Accessibility and functionality: Consider accessibility features for individuals with disabilities to ensure that your dock is usable for everyone. 

Why Is EZ Dock the Best Choice?

EZ Dock offers floating dock systems, leveraging innovative systems and high-quality materials. Below are five reasons why we stand out:

• Durability: EZ Dock uses high-density polyethylene (HDPE), which is resistant to corrosion, UV rays and impact, ensuring a long-lasting product. The docks are designed to withstand harsh weather conditions, including heavy winds and waves, and are suitable for various climates. 
• Low maintenance: Compared to traditional wooden docks, docks from EZ Dock require less maintenance. They do not need regular painting, staining or sealing, saving time and money.
• Versatile design: Our modular design allows easy customization and expansion, accommodating various water environments and user needs. Installation is straightforward, often requiring no special tools or equipment.
• Eco-friendly options: EZ Dock products are made from recycled materials, making them an environmentally responsible choice for boaters concerned about their ecological footprint. 
• Barefoot-friendly: Docks from EZ Dock feature slip-resistant surfaces, allowing you to stand firmly. The nonslip grooves on the surface remove water while protecting bare skin on hot days.

Explore New Jersey Waterways With EZ Dock

Ready to elevate your boating experience in New Jersey? Whether you’re a seasoned sailor or a weekend boater, having the right dock can maximize your time on the water. EZ Dock offers innovative, durable, low-maintenance floating dock solutions catering to your boating needs. 

Explore our range of customizable dock systems and accessories and join countless satisfied boaters who have transformed their waterfront experience with EZ Dock. Your perfect boating adventure awaits — make the smart choice. Contact us today to learn more!